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Terms of Service

Last updated: April 2, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you," "your"), and Artemis Analytics Inc, doing business as Artemis.ai ("Artemis," "we," "us," or "our"), concerning your access to and use of the artemis.ai website, platform, and any related services, applications, or tools (collectively, the "Services"). We are registered in the State of Delaware, United States, with our principal office at 169 Madison Ave, #2152, New York, NY 10016.

By creating an account, clicking a box indicating acceptance, or otherwise accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must discontinue use immediately.

We reserve the right to modify these Terms at any time. We will notify you of material changes by updating the "Last updated" date above and, where appropriate, providing notice through the Services or via email. Your continued use of the Services after any modification constitutes acceptance of the revised Terms.

By creating an account, you also consent to being added to our email communications, including research updates, product announcements, and newsletters from Artemis. You may unsubscribe at any time by following the unsubscribe link in any email.

2. Definitions

  • "Platform" means the Artemis.ai web application, including all features, tools, data, content, and AI capabilities made available through the Services.
  • "User" means any individual who registers for and/or uses the Services.
  • "User Content" means any data, content, or materials uploaded, submitted, or created by a User through the Services, including but not limited to watchlists, notes, financial models, and portfolio configurations.
  • "Provider Data" means any data, content, or output made available through the Platform by Artemis and/or its third-party data providers, including financial data, market data, analytics, AI-generated content, and research.
  • "Portfolio Data" means any financial account data, holdings, balances, or transaction history obtained through your connected brokerage or financial accounts via Plaid or other integration services.
  • "Third-Party Data Providers"means the suppliers of data, information, or services that are incorporated into the Platform, including but not limited to S&P Global Market Intelligence LLC and Quartr Inc.

3. User Accounts

You must be at least 18 years old to use the Services. To access certain features, you must register for an account. You agree to:

  • Provide accurate, current, and complete registration information;
  • Maintain the security of your password and account credentials;
  • Promptly update your account information to keep it accurate and complete;
  • Accept responsibility for all activity that occurs under your account.

We reserve the right to suspend or terminate your account if any information provided is inaccurate, not current, or incomplete, or if we determine that your use violates these Terms.

4. Personal Use Only

The Services are intended exclusively for personal, non-commercial use by individual retail investors. By creating an account, you represent and warrant that you are accessing and using the Services solely for your own personal investment research and informational purposes, and not on behalf of any company, fund, institution, or other commercial entity.

"Commercial use" includes, but is not limited to: use by or on behalf of any hedge fund, asset manager, broker-dealer, bank, insurance company, financial advisory firm, data vendor, or other business entity; redistribution of data or content from the Services; integration of the Services or its data into any commercial product, service, or workflow; and any use that directly or indirectly generates revenue for a business.

If you wish to use the Services for any commercial purpose, you must contact us at team@artemis.xyz to discuss an enterprise or commercial license. Unauthorized commercial use of the Services is a violation of these Terms and may result in immediate termination of your account.

5. License to Use the Platform

Subject to your compliance with these Terms, Artemis grants you a non-exclusive, non-transferable, revocable, limited license to access and use the Platform solely for your personal, non-commercial use during the term of your subscription or account.

You may not:

  • Copy, reproduce, distribute, republish, download, display, post, or transmit any part of the Services or Provider Data, except as expressly permitted;
  • Modify, reverse engineer, disassemble, decompile, or create derivative works based on the Platform or any Provider Data;
  • Sell, rent, lease, sublicense, or otherwise transfer access to the Services to any third party;
  • Use the Services to build a competitive product or service, or copy any feature, function, or user interface of the Services;
  • Use any automated means (including scraping, bots, spiders, crawlers, or data mining tools) to access, extract, or collect data from the Services;
  • Use the Services in any manner that violates applicable law or infringes the rights of any third party;
  • Redistribute, resell, or otherwise make available any Provider Data (including financial data from S&P Global Market Intelligence or earnings transcripts from Quartr) to any third party;
  • Use the Services in connection with creating, structuring, or pricing any financial index, security, or investment product;
  • Represent that AI-generated output from the Services was human-generated when it was not.

6. Fees and Payment

Certain features of the Services may require a paid subscription. All fees are as described on our pricing page or in any applicable order form. We accept payment via credit card, debit card, and other methods made available through our payment processor (Stripe). You agree to provide accurate and complete payment information.

Subscriptions automatically renew at the end of each billing cycle unless you cancel before the renewal date. We may change our fees upon thirty (30) days' advance notice. All fees are in U.S. dollars unless otherwise specified.

7. Free Trial

We may offer free trials of certain paid features. At the end of the trial period, your account will be charged according to your selected subscription plan unless you cancel before the trial expires. During a trial, the Services are provided "as is" without warranty.

8. Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing cycle. No refunds or credits will be provided for partial billing periods. If you are unsatisfied with the Services, please contact us at team@artemis.xyz.

9. Portfolio Data and Plaid Integration

The Services allow you to connect your brokerage and financial accounts through Plaid Inc. ("Plaid") to track your investment portfolio. By connecting your accounts, you:

  • Authorize Plaid to access and retrieve your Portfolio Data from your financial institutions on your behalf;
  • Grant Artemis a non-exclusive, royalty-free license to use, display, and analyze your Portfolio Data solely to provide and improve the Services;
  • Acknowledge that Artemis may use aggregated and anonymized Portfolio Data for analytical and statistical purposes, provided such data does not identify any individual User;
  • Acknowledge that the accuracy and availability of Portfolio Data depends on your financial institution and Plaid's services, and Artemis is not responsible for any errors or delays in that data.

Social Portfolio Sharing

By default, your portfolio information (including holdings and performance) may be displayed on Artemis's social features, allowing other Users to view your portfolio. You may opt out of social portfolio sharing at any time through your account settings. If you opt out, your portfolio data will remain private and will not be visible to other Users.

Your use of Plaid is also subject to Plaid's terms and privacy policy. You may disconnect your accounts at any time through your account settings.

10. Prohibited Activities

You agree not to:

  • Systematically retrieve data from the Services to create a collection, database, or directory without written permission;
  • Circumvent, disable, or interfere with security features of the Services;
  • Use the Services to harass, abuse, or harm any person, or to transmit harmful, offensive, or illegal content;
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity;
  • Interfere with or disrupt the Services, servers, or networks connected to the Services;
  • Attempt to gain unauthorized access to any part of the Services or any related systems;
  • Use the Services for any purpose that is unlawful or prohibited by these Terms;
  • Upload or transmit viruses, malware, or other harmful code;
  • Use the Services to send spam, unsolicited communications, or advertising;
  • Use the Services to compete with Artemis or to develop a competing product.

11. User Content

You retain ownership of any User Content you create or upload through the Services. By submitting User Content, you grant Artemis a non-exclusive, worldwide, royalty-free license to use, store, display, and process such content solely to provide and improve the Services.

You are solely responsible for your User Content and represent that you have all necessary rights to submit it. Artemis may remove or disable access to any User Content that violates these Terms or applicable law.

12. Intellectual Property

The Services and all associated content, features, functionality, software, and technology (excluding User Content) are and shall remain the exclusive property of Artemis and its licensors. The Artemis name, logo, and all related trademarks are our property. Nothing in these Terms grants you any right to use our trademarks without prior written consent.

13. Third-Party Data Providers

The Services incorporate data and content from third-party providers. By using the Services, you acknowledge and agree to the following:

S&P Global Market Intelligence

Certain financial data, including financial statements, consensus estimates, company KPIs, and transcripts, is provided by S&P Global Market Intelligence LLC and its suppliers ("S&P"). By accessing this data through the Services, you agree that:

  • Neither Artemis, S&P, their affiliates, nor any of their suppliers shall have any liability for the accuracy or completeness of the information or software furnished through the Services, or for delays, interruptions, or omissions therein, nor for any lost profits, indirect, special, or consequential damages;
  • The S&P data (or any derivative thereof) is not investment advice, and a reference to a particular investment or security, a credit rating, or any observation concerning a security or investment provided in the Services is not a recommendation to buy, sell, or hold such investment or security or make any other investment decisions;
  • S&P Global Market Intelligence and its suppliers have exclusive proprietary rights in the S&P data and any information and software received in connection therewith;
  • You shall not use or permit anyone to use the S&P data (or any portion thereof) for any unlawful or unauthorized purpose;
  • The S&P data is provided for your internal use only, and you are not authorized to redistribute or furnish the S&P data to any third party without prior written approval of S&P;
  • To the extent you are permitted to use S&P data in connection with AI features, such usage is restricted to internal purposes only;
  • Access to the S&P data is subject to termination if the agreement between Artemis and S&P terminates for any reason.

Copyright © 2026, S&P Global Market Intelligence (and its affiliates as applicable). All rights reserved.

Quartr

Certain earnings call transcripts and investor relations content is provided by Quartr Inc. ("Quartr"). This content is the property of Quartr and its licensors. You may not copy, redistribute, or make available any Quartr content to third parties. Quartr content is not investment advice.

Blockchain Data

Blockchain and cryptocurrency data displayed on the Platform is sourced from Artemis's proprietary data infrastructure. While we strive for accuracy, blockchain data may be subject to delays, incompleteness, or discrepancies due to the nature of decentralized networks.

14. AI-Generated Content

The Services include AI-powered features such as chatbots, research summaries, and analytical tools. You acknowledge and agree that:

  • AI-generated output may not always be accurate, complete, or current, and should not be relied upon as a substitute for professional judgment or advice;
  • You are responsible for evaluating any AI-generated output for accuracy and suitability for your use case;
  • AI features that reference third-party data (including S&P data) are subject to the restrictions described in Section 13;
  • You shall not represent AI-generated content as human-created without clear disclosure.

15. Not Investment Advice

IMPORTANT DISCLAIMER

ARTEMIS IS NOT A BROKER, FINANCIAL ADVISOR, INVESTMENT ADVISOR, OR TAX ADVISOR. THE SERVICES ARE NOT INTENDED TO PROVIDE INVESTMENT, FINANCIAL, TAX, OR LEGAL ADVICE, AND NOTHING ON THE PLATFORM SHOULD BE CONSTRUED AS AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY, OR A RECOMMENDATION FOR ANY SECURITY, PORTFOLIO OF SECURITIES, TRANSACTION, OR INVESTMENT STRATEGY.

YOU ACKNOWLEDGE THAT NO CONTENT PUBLISHED ON THE SERVICES CONSTITUTES A PERSONALIZED RECOMMENDATION THAT ANY PARTICULAR SECURITY, TRANSACTION, OR INVESTMENT STRATEGY IS SUITABLE FOR YOU. ANY INVESTMENT DECISIONS YOU MAKE ARE AT YOUR OWN RISK. THE PURCHASE AND SALE OF SECURITIES IS INHERENTLY RISKY AND CAN RESULT IN SUBSTANTIAL LOSSES.

WHEN USING AI FEATURES, OUTPUT GENERATED FROM THE SERVICES MAY NOT ALWAYS BE ACCURATE. YOU MUST EVALUATE ANY OUTPUT FOR ACCURACY AND SHALL NOT RELY ON IT AS A SUBSTITUTE FOR PROFESSIONAL ADVICE.

16. Disclaimer and Limitation of Liability

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ARTEMIS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

IN NO EVENT SHALL ARTEMIS, ITS DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICES. NOTWITHSTANDING ANYTHING TO THE CONTRARY, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE FEES PAID BY YOU TO ARTEMIS IN THE SIX (6) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

17. Indemnification

You agree to defend, indemnify, and hold harmless Artemis, its officers, directors, employees, agents, and affiliates from any claim, demand, loss, damage, or expense (including reasonable attorneys' fees) arising from: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) your User Content.

18. Third-Party Websites and Content

The Services may contain links to third-party websites or services that are not owned or controlled by Artemis. We are not responsible for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

19. Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we collect, use, and protect your information.

20. Term and Termination

These Terms remain in effect while you use the Services. We may terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, your right to use the Services ceases immediately. Sections that by their nature should survive termination (including Intellectual Property, Disclaimer, Limitation of Liability, Indemnification, and Governing Law) shall survive.

21. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

22. Dispute Resolution

Any dispute arising from these Terms or the Services shall first be subject to good-faith informal negotiation for at least thirty (30) days. If the dispute is not resolved informally, it shall be finally resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). The arbitration shall take place in New York, New York.

YOU AGREE THAT ANY ARBITRATION SHALL BE LIMITED TO THE DISPUTE BETWEEN YOU AND ARTEMIS INDIVIDUALLY. CLASS ACTIONS AND CLASS ARBITRATIONS ARE NOT PERMITTED.

Either party may seek injunctive or equitable relief from a court of competent jurisdiction for disputes involving intellectual property rights.

23. Miscellaneous

  • Entire Agreement. These Terms, together with the Privacy Policy and any applicable order forms, constitute the entire agreement between you and Artemis regarding the Services.
  • Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
  • Waiver. No waiver of any provision shall be deemed a further or continuing waiver of such provision or any other provision.
  • Assignment. We may assign our rights and obligations under these Terms without restriction. You may not assign your rights without our prior written consent.
  • Force Majeure. Artemis shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including natural disasters, war, terrorism, pandemics, government actions, or infrastructure failures.
  • Electronic Communications. You consent to receive electronic communications from us. All agreements, notices, and disclosures provided electronically satisfy any legal requirement that such communications be in writing.

24. Contact Us

If you have questions about these Terms, please contact us at:

Artemis Analytics Inc
169 Madison Ave, #2152
New York, NY 10016
Email: team@artemis.xyz